(416) 409-6638 csempletrillium@gmail.com
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We are Toronto-based but serve the entire province of Ontario.

We Specialize In

Residential Mortgages

Mortgage Refinancing

Commercial Mortgages

Second, Third and Fourth Mortgages

About Us

We have over 30 years of experience of hard to fund clients, including clients experiencing a power of sale or consumer proposal. Whether you are purchasing a home, refinancing your mortgage, taking equity out of your home or switching lenders for a better mortgage rate, we may be able to help you. Trillium Mortgage has one of the largest networks of private mortgage lenders in Ontario.

Do You Have Any Questions?

We will answer you always.

Private Mortgage

Whether you are starting a business or a construction company planning a major land development, call us for a tailored commercial mortgage solution that meets your financial needs. Financing available for properties located in Ontario.

How our private mortgage can help you:
  • You’ve recently lost your job and you need a mortgage while you are in between jobs
  • Down payment for an investment property
  • A recent bankruptcy is restricting you from obtaining a mortgage from a traditional lender
  • Your TDS (Total Debt Service ratio) is too high but you do not want to lose your house
  • A recent divorce, judgment or life event has dramatically affected your credit rating
  • Lower income has impacted your qualification ability
  • To purchase land with less than the traditional 50% down
  • To get out of a pending power of sale or foreclosure

Commercial Mortgage

Private mortgages are a great alternative for clients who are outside of the borrowing guide lines of an institutional lender.

Commercial Property Type Max LTV
  • Rental Property (1+ units) 80%
    Storefront With Apartment 80%
    Commercial Plaza 75%
    Industrial Space 75%
    Office Building 75%
    Vacant City Lot 75%
    Construction Financing 65%
    Farm Financing 55%
    Acreage 55%

Bad Credit Mortgage

Get it with Bad Credit:

Trying to get a mortgage with a bad credit from a bank can be a degrading process. Credit is not like a game, knowing or not knowing the rules will affect your outcome. If you have bad credit and are in need of a mortgage, let us help you. We have the experience and the access to various lending options to help you get the best outcome.

Bad credit is subjective. Some lenders have more flexible requirements in comparison to others. Mortgages will generally fall under one of three lender categories: traditional lender, subprime lender and private lender. We work alongside many bad credit mortgage lenders to ensure you get the best loan for your situation.

Bad credit mortgage rates depend on a multitude of factors – with loan to value being the biggest driver that affects rates for the borrower. Since each property, borrower and situation is unique, I highly encourage you to call for the most recent rates that would accurately reflect your situation.

Contacts Us

Catherine E. Semple

Licence: 11396

Write Us :

(416) 409-6638

Fax:   1 (866) 875-8732


Ontario, Canada

We are here

" I called Catherine and she did a great job for getting me a mortgage even though I have poor credit. "


Rick F.



Trillium Mortgage

701-250 Consumers Road. Toronto, Ontario. M2J 4V6